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August and Sept. 2019 Rate Forecast

Holy Moly!  Mortgage rates are on the cusp of a new era, ushered in by a rare action by the Fed: a rate cut on July 30th during an economic boom!

According to the Mortgage Bankers Association’s applications survey for the week ending Aug. 9, Refinances continued to lead the surge in loan activity, with refi applications jumping 37 percent over the week prior, the index’s highest level since July 2016. Refinance applications rose a staggering 196 percent over the same week a year ago.

“The 2019 refinance wave continued, as homeowners last week responded to extraordinarily low mortgage rates,” said Joel Kan, MBA’s associate vice president of economic and industry forecasting, in a statement. “Fears of an escalating trade war, combined with economic ......

We wanted to share some local housing statistics with our Good Friends.


  Though Atlanta is the third fastest-growing city in the US (evident in the 35% more sales that happened this June compared to last year), this market is a bit more affordable than some of the other metro cities on this list.

Even though the average listing price tops half a million, the actual average sales prices is in the $200Ks — making it a great investment opportunity.

We LOVE our clients and having clients for life by providing honest transactions with integrity. 

We are now closing loans for 2nd generation clients; closing loans for the children of previous clients.  Sorry to tout our own horn here, but you know you are doing it right when families send their own kids to you as first time home buyers, now that's Trust! 

That's a Good Friend you can count on!

 Just a few comments from our recent closings from our clients! 

This is why we have a 5 Star Google Rating!

"Debbie and her team did an amazing job. They were able to secure my financing with a lower fixed rate than I was expecting and helped navigate the complicated VA loan process. It was always easy to get in touch with who I needed, when I needed, and they always had an answer for me. I would absolutely recommend Good Friend Mortgage to anyone in need of a loan. - Clay"

"First let me say that this is the second time I've used this group." - Derrek"

 "After seeing thier dedication, I had no problem referring two of my friends - Robert"

 We build relationships with our clients through superior services.  Sure, we can beat other bankers rates, but what makes us better than a bank is our ability to help our clients achieve their dreams and goals like a Good Friend. (See at the bottom of this page for "What are the characteristics of a Good Friend")

Good Friend Mortgage is a lender and broker whose mission is to sift through thousands of available loan programs to find the one that is best for you. 30 Year Fixed, 15 Year Fixed, Even 40 Year Fixed, FHA, FHA 203k, FHA EEM, VA, Conventional, 7/1 ARM, 5/1 ARM, USDA Rural, HARP, Reverse, etc.

Choosing Good Friend Mortgage is like visiting 20 banks to find the loan designed to fit your needs.

As a mortgage lender and broker, we have spent years building strong relationships with wholesale lenders.  These vested relationships provide opportunities to discover niche products and new product offerings as they hit the market.

With access to hundreds of investors, we can provide the breadth of programs and the services you deserve.

We are comfortable saying that we provide local connoisseur service in a non-intimidating atmosphere. We take into consideration important subtleties and how they are going to affect your home financing experience. 

We sincerely care about how we serve you, and we literally treat you like we would a member of our own family.

Contact Good Friend Mortgage to evaluate your situation and guide you through choosing the exact loan to meet your specific needs.

Good Friend Mortgage thanks you for visiting our website and we look forward to putting our mortgage expertise and exemplary services to work for you!

So what are the 10 Characteristics of a Good Friend? To find out click HERE.

Contact Information
Debbie Switts - CEO
Office: (678) 762-0127
Fax: (770) 200-1970
Cell: (678) 886-7283
Email: Send Email


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Debbie Switts earned CMC

Only 2 Certified Mortgage Consultants in Georgia


(Click here view certificate)

Debbie Switts - CEO
Good Friend Mortgage
Crabapple Village Office Park, 902 Abbey Court, Alpharetta, GA  30004
Office:  (678) 762-0127
Fax:  (770) 200-1970
Cell:  (678) 886-7283
Copyright © 2019 Good Friend Mortgage Inc.
Georgia Residential Mortgage Licensee #18978 NMLS # 160318
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